From the Market Manager
A few years ago, I asked Tim Wilcox from The Kitchen Garden farm if when the weather was going to be as hot as it currently is, if they went out to work early and quit at noon. He said no, they work until the work is done.
Think of that if you hesitate coming to the market because it’s so hot. We don’t do the hard work; our farmers and other vendors do.
This is a big vacation week, so some of our vendors aren’t here.
We are almost halfway through this market season. Our market ends this year on October 30th. We always end on the last Tuesday in October, and we have always had our market on Tuesdays, and we have opened at 12:30 for many years now. Often someone will say they didn’t know it opened at 12:30, or that it was on Tuesdays. That information is on our Facebook page and also our website.
Blueberry season is almost here. There are many places to pick them. Blueberry picking is WAY easier than picking strawberries. Maple Corner Farm in Granville has a blueberry patch where you can pick. It’s a nice ride to Granville, and you can stop at Mrs. Murphy’s Donuts in Southwick on the way there or back. Maple Corner will have flyers at their stand with hours and directions once the berries are ready to be picked.
We allow non-profit organizations to give out information at our market. No sales or raffles allowed, and they have to contact me (the manager) before they show up. No politics or religious organizations allowed.
The Jazz and Roots Festival will be held on August 11th in Court Square in Springfield. Go to springfieldjazzfest.com for information on how you can volunteer. This is its 5th year. They also would like to have more sponsors.
HIP is funded for this fiscal year, so use it if you have SNAP benefits. Make sure you have some money in your EBT account so that the vendor can swipe your card to take money to pay for your HIP produce. Keep about $10 in your account. Remember, the money you spend goes right back into your account, so it’s not as if it’s gone.
You get $40 if you have 1-2 people in your family; $60 if you have 3-5 people in your family, and $80 if you have more than 5 people in your family. You can spend it over the course of the month, or all at once; it’s up to you.
If you check your EBT balance, the HIP money doesn’t show up. Just know that it is there from the first of the month, no matter when you get your benefits.
We have 5 vendors who accept HIP. New England Wild Edibles, Rainbow Harvest Farm, Red Fire Farm, Riverbend Farm, and Urban Artisan Farm. They all have signs saying that they take HIP. Outlook Farm and Phuong’s Asian Vegetables don’t take HIP.
You should walk around and see who has what and what the prices are before you shop.
WIC Farmers’ Market Coupons will be distributed July 17th here at the market. YOU DON’T HAVE TO SPEND THEM THAT DAY; YOU CAN SPEND THEM AT OTHER TIMES UNTIL THE END OF OCTOBER. Both HIP and the WIC and elder coupons are ONLY for produce.
This ‘n’ That
Get your car inspected. It is a safety reason for having it inspected. If you get stopped with an out of date sticker, it’s an expensive ticket.
Pull out, or knock down the signs that say they buy houses, or can help you stop smoking, etc. They just mess up the landscape. Take down tag sale signs when it’s over also.
We have voter registration forms at our market table. If you have moved within the city, or from another town, you need to send in a form with your new address. Also, if you are now eligible to vote, do so. It’s a motor voter form, so all you have to do is fill it out, and mail it to the election office of your city/town. And VOTE! It is a privilege to vote; don’t throw it away. Too many people think that their vote doesn’t count; they all do.
If you have trash that will be stinky if you throw it in the bin too many days before trash pickup, put it in the freezer until the night before; it won’t stink if only out overnight.
Martha's Blueberry Cake
½ cup butter
2 cups granulated sugar
3 ½ cups flour
½ teaspoon salt
2 teaspoons baking powder
1 cup milk
3 cups blueberries, floured (fresh if possible)
½ cup brown sugar
1/3 cup flour
½ teaspoon cinnamon
¼ cup butter
Cream together the butter and granulated sugar. Add the eggs, beating after each. Combine 3 ½ cups flour, salt and baking powder and add alternately with milk to creamed mixture. Stir in blueberries and pour batter into a greased and floured 10” tube pan.
Mix together brown sugar, 1/3 cup flour, cinnamon, and butter and sprinkle over batter. Bake 1 hour and 20 minutes at 350 degrees You can make this in a 10” tube pan, or use 2 9x5x3” pans. This freezes very well.
Highland Foundation Free Fridays July 6th
Boston Children’s Museum
Peabody Essex Museum—Salem
Cape Cod Maritime Museum—Hyannis
Battleship Cove—Fall River
Amelia Park Children’s Museum—Westfield
Falmouth Museums on the Green
Hancock Shaker Village—Pittsfield
Pilgrim Hall Museum--Plymouth
New England Quilt Museum—Lowell
Understanding Credit Reports
A credit report is a record that contains information showing your credit history for every charge you’ve made. The initial use of the credit report was for creditors to judge your past credit performance to see if you met their criteria for lending. Over the past 10+ years, the use of these reports has changed. Insurance companies now use them to determine premiums and many prospective employers review reports to establish the character of their job candidates. There are 3 major credit bureaus, TransUnion, Equifax, and Experian, and each maintains separate credit reports on you. You can get a credit report from each of the credit bureaus at no charge once a year.
The 2 types of reports are the Consumer Version where consumers are the only individuals who have access to it. A consumer version lists all inquiries, including promotional inquiries, account numbers, and account management inquiries. The Business Version is an abbreviated version of the consumer version. This is the report that lenders see. The business version doesn’t contain promotional inquiries, account numbers, or account management inquiries.
Contents of a Credit Report—4 primary categories
• Personal information—full name, current and previous addresses. Social Security #. Telephone #. Date of birth. Current and previous employers
• Credit history—Account #. Creditor’s name. Amount borrowed. Amount owed. Credit limit. Date when account was opened, updated, or closed. Timeliness of payments. Late payments.
• Public records—Tax liens, bankruptcies, and court judgements (including child support judgements)
• Inquiries—Normal--A listing of creditors or authorized users who have requested a copy of your credit report. Normal inquiries are for lenders to view your history if you are a good candidate for lending. Promotional—Creditors review the credit bureaus’ databases on a set of parameters and receive mailing address information for individuals matching their criteria. They aren’t viewing reports; they just want to give people who meet their parameters
a firm offer of credit. Account Management Inquiries—creditors who have permission to review the credit reports of their account holders may do so on a periodic basis. Many creditors have permission to do this as one of the terms of the lending contract.